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Category Archive for: "Uncategorized"
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In Uncategorized Posted January 28, 2015

GUARANTEED INCOME AND THE MYSTERY OF INDEXED ANNUITY RIDER

I have been a financial adviser for 31 years, and I could tell you many stories. I have seen a lot in those years. Many promises, few results. From Public Storage Partnerships to guaranteed [...]

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In Uncategorized Posted November 14, 2014

2014 Stock Market Predictions

I thought that would get your attention! Does anyone really believe that I, or anyone else, can predict the future? Then why is it that so many people believe the so-called experts that call for [...]

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By admin
In Uncategorized Posted November 14, 2014

Annuity Commissions: A Really Bad Thing! Really?

I recently read an article from an advisor referral website that claimed the only type of advisor one should use is a fee-based (or fee-only) financial advisor. Not only is that reasoning weak, [...]

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By admin
In Uncategorized Posted November 14, 2014

Crediting Options for Index Annuities Explained

The Indexed Annuity market is very convoluted and voluminous. As mentioned in a previous article (Goldilocks Syndrome), the insurance companies design them to have something unique, so to [...]

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By admin
In Uncategorized Posted November 14, 2014

The Truth About 8% Annuity Returns

There is a lot of marketing done that references various “returns”. Much of it is misleading at best and flat out incorrect at worst. Let’s try to make sense to all the rhetoric. Marketing, [...]

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By admin
In Uncategorized Posted November 14, 2014

Fixed Annuity Income Riders: The Goldilocks Syndrome

In regard to “GUARANTEED INCOME RIDERS”*, the explanations of how they work fall into the “Goldilocks Syndrome”. In some cases, not nearly enough information, in others, much too much! Some [...]

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